Some states have adopted a “no-fault” system for auto insurance claims after car accidents. However, Alabama has retained the fault-based system. When someone causes a car accident in Alabama, their insurance company will usually be required to pay for the victim’s losses, such as their medical bills and lost income. In other words, the person …
During the COVID-19 pandemic, many businesses depend on recovering funds by filing a business interruption claim with their insurance companies. Businesses have been filing lawsuits against insurance companies throughout the country, claiming that the insurance companies breached contracts with them by not providing coverage for the government-imposed shutdowns. Business Interruption Claims If you are a …
Responsible families all across Alabama pay monthly insurance premiums in order to protect their families from liability. One serious car accident or house fire has the potential to bankruptcy a middle-class family when an insurance company fails to pay the claim. We depend on Alabama insurance companies to adequately settle legitimate claims. What happens when …
This may be one of the more complicated questions a personal injury lawyer can answer because there are so many factors to consider. Plus, the rules vary widely from one state to another. In general, an insurance company is not required to pay anything more than its policy limit. There are, of course, exceptions. At …
Most people know that if they are injured by someone else, they have a right to seek compensation. Hopefully that person will carry insurance of some sort, and that insurance company will agree to pay (or be forced to do so by a jury). What happens when someone’s own insurance company simply refuses to pay, …
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